Personal insurance advisors, Geelong
Community Chapman Welsh’s personal insurance advisors can work with you to make sure you have the cover you need, when you need it most.
Illness or injury can put a huge strain on your finances and future, so it makes good sense to have wealth protection strategies such as personal insurance for your peace of mind.
With a wide range of risk insurance types and products on the market, we’ll review your current policies and provide you with a range of options from personal insurance providers that’s a great match for your circumstances.
It’s about giving you quality choices that protect your cash flow so you can survive if you are off work for a handful of weeks up to years.
Our personal insurance advice covers areas including:
- Income protection insurance, which can cover up to 80 per cent of your household’s taxable income if you are off work due to illness or injury;
- Life insurance, providing welcome financial support for your loved ones if you become terminally ill or die. There’s real peace of mind in knowing your family will have the financial support they need to survive, with money covering expenses including funeral costs, mortgages, debts and ongoing lifestyle needs such as children’s education;
- Trauma insurance, paying a lump sum towards medical expenses and daily living costs if you suffer a specified injury or illness such as stroke or heart attack; and
- Total permanent disability (TPD) insurance, which helps with living expenses and rehabilitation costs if you become totally and permanently disabled through injury or illness. TPD insurance comes in a lump sum and is usually paid by your superannuation fund.
If you want help dealing with risk insurance options, contact Community Chapman Welsh’s experienced personal insurance advisors for quality assistance. Our trusted team also provides superannuation advice and retirement planning services in our full suite of financial services.
For more information regarding personal insurances please contact our risk specialist Dylan Hultgren.